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In a major move aimed at saving lives and strengthening the country’s emergency response systems, the Zimbabwean Cabinet on Tuesday approved the Principles of the Road Accident Fund Bill. The proposed legislation is set to overhaul the current post-crash response framework and ensure that accident victims receive immediate medical care, regardless of their ability to pay.
Announcing the development during a post-Cabinet media briefing, Minister of Information, Publicity and Broadcasting Services, Dr Jenfan Muswere, said the Bill would help reduce the number of deaths and serious injuries from road traffic accidents by 2030 through enhanced emergency services and improved road safety initiatives.
“The Road Accident Fund Bill seeks to ensure access to safe, affordable, and sustainable transport systems while improving road safety for all Zimbabweans. It will revolutionise how we respond to road accidents by ensuring that accident survivors receive immediate and appropriate medical attention,” said Dr Muswere.
Zimbabwe’s current insurance and emergency response framework has long been criticised for its inadequacies. Emergency service providers often hesitate to intervene because payment for medical services is not guaranteed. In many cases, existing liability coverage falls short of meeting medical and funeral costs, leaving victims and their families in distress.
“The current post-accident management framework is falling short. We are addressing a critical gap where lives are being lost simply because there is no assurance of payment for emergency services or adequate coverage for victims,” Dr Muswere added.
The proposed Road Accident Fund will provide immediate financial support for medical and funeral expenses, removing the financial barriers that delay lifesaving treatment. The Fund will also cover long-term rehabilitation for road traffic victims, with an emphasis on sustained recovery support beyond initial emergency care.
The Fund will be financed primarily through Motor Vehicle Insurance premiums and additional resources allocated by the Treasury. This model aims to ensure long-term sustainability without placing an undue burden on taxpayers.
